Top 10 Cheapest Car Insurance Companies to Keep Your Wallet Happy

We’ve all heard the term cheap car insurance, but what exactly does that mean? Is it possible to be cheap without being bad? The answer, in most cases, is yes. There are many car insurance companies out there that will provide you with the coverage you need at a price that won’t break the bank. Not only will this save you money in the long run, it will also free up extra cash to do things like pay off your credit card bills or save for retirement.

1) Car Insurance : USAA

USAA's auto insurance rates are some of the cheapest in the industry, but they're not just cheap. USAA also provides a number of other benefits that could be essential for your family. The company offers a wide variety of coverage options, including car insurance quotes and Car Insurance. 

USAA doesn't require its members to have proof of an expensive driving record or excellent credit score before it will insure them. If you have poor credit, you can still get cheap auto insurance through USAA with a co-signer or collateral. USAA also has exclusive discounts available for military members and their families, which means if you're eligible, you'll pay significantly less for your car insurance than someone without those discounts. 

Some other notable benefits include car insurance quotes and Car Insurance. For example, your USAA membership comes with roadside assistance service that can help provide emergency care or even a tow if your car breaks down while traveling on public roads. Similarly, while some companies won't cover cars that are deemed too old, USAA offers great deals on both new vehicles as well as classic cars that are more than 20 years old. 

USAA is best for people who don't want their car insurance policies tying them down and would rather have cheap auto insurance without added features. If you have military family members or regularly travel long distances on public roads, then getting a policy through USAA could be ideal. You'll still get affordable car insurance quotes and Car Insurance through their easy-to-use online quoting system, but you may need help figuring out which discounts to use in order to receive them.

If you're someone who prefers having all of your car insurance options laid out for you ahead of time before deciding which one is best for your situation, then USAA might not be your best choice since its services aren't readily available through agents outside of military bases in most states.

2) Car Insurance : Geico

Geico's low rates and high insurance payout make them the king of cheap car insurance companies. Geico has a strong roadside assistance program and claims process, which comes in handy when you need a tow or tire change, or if your keys get locked inside your car. Some people dislike how the phone rep will ask for your zip code over the phone - but it's only for our convenience. If you're looking for a good deal on cheap auto insurance, Geico is worth checking out! 

As far as price goes, all four major car insurers come out relatively close: Progressive beats GEICO by $5 per year, while State Farm beats both USAA ($80) and Allstate ($86) by $35. You can lower these prices even more by simply reducing your deductible to between $1,000-$1,500 and bundling coverage with other policies (which often requires selecting State Farm as your insurer). Depending on how many cars you own and what type of driver you are, paying around $70-150/month for full coverage will keep your wallet happy. For more information about what makes different insurers cheaper than others look at What are Cheap Car Insurance Companies?.

3)  Car Insurance : State Farm

State Farm is the largest car insurance provider in America, which makes it one of the most reputable. The company was founded in 1922 and has grown exponentially since then. Whether you're looking for car insurance quotes or anything else, State Farm has what you need at an affordable price. 

State Farm offers a variety of plans that cover everything from damage from storms to theft and vandalism. Plus, they have a program called Drive Safe & Save that rewards drivers who don't have accidents or violations with a lower rate. And if you're over 50 years old, you can save up to 20% on your auto policy with their Senior Driver Program (with proof of age). 

If you're looking for cheap car insurance quotes, State Farm is where it's at!

4) Car Insurance : Progressive

If you are looking for cheap car insurance, one of the best companies to compare is Progressive. This company was founded in 1937 and claims an A+ rating with the Better Business Bureau. It offers a wide variety of auto insurance coverages from the high limits liability coverage all the way down to price protection and fuel expense coverage. Policies are priced on a case-by-case basis, so it's important for drivers to be upfront about their driving record, age, vehicle make and model as well as their expectations for car usage when applying for car insurance quotes. 

Another company with affordable rates is USAA which was founded in 1922 by military officers who needed an affordable means of paying for auto repair bills when it came time for duty abroad.

5) Car Insurance : Allstate

Allstate offers car insurance quotes with many different levels of coverage. It has a Best Value Pick insurance policy that is perfect for people who want to spend as little money as possible on car insurance, but still want good coverage. The Best Value policy includes liability protection up to $100,000 combined single limit per person and event, uninsured motorist coverage up to $100,000 combined single limit per person and event, comprehensive physical damage coverage (full value of the vehicle) when stolen or vandalized up to the first $25,000 if you have comprehensive physical damage coverage (full value of the vehicle) on your current auto insurance policy.

Allstate provides high quality car insurance at rates that can't be beat.

6) Car Insurance : Travelers

This insurance company is a favorite among many young adults because it offers cheap car insurance quotes, usually around $150 for a six-month policy. One downside, though, is that the deductible is usually higher than other companies. 

This car insurance company offers cheap car insurance quotes in the area of $100 per month and has a low deductible of $100. The catch? You have to sign up for 12 months at a time. That's not such a bad trade off for some people who would rather save on monthly car insurance payments. Liberty Mutual: They're a solid option if you're looking for some extra coverage with your car insurance quotes. Allstate: Their rates are lower than most and they offer an accident forgiveness program so if you get into an accident with no prior claims within the last three years, you won't have to pay any extra car insurance fees on your premiums. Geico: Another highly rated provider with competitive rates when it comes to cheap car insurance quotes. For example, their standard plan starts at just over $100 per month plus the small monthly vehicle fee of about $14 dollars, which gives drivers liability only coverage.

7) Car Insurance : Farmers

Farmers is a car insurance company that offers a variety of different plans and coverage, including discounts for good grades, military service, and other factors. Farmers is available in all 50 states and Puerto Rico. 

Farmers has been around since 1930 and provides car insurance quotes online 24 hours a day. 

Farmers offers prices ranging from $4,800 for coverage on one person's vehicle for 12 months to $1,699 for six months of full coverage on two cars - a savings of more than $3,000 over the course of the year! 

Farmers auto insurance also includes options like roadside assistance and rental car assistance if needed.

8) Car Insurance : Nationwide

Nationwide was founded in 1925, and has been offering affordable car insurance quotes since 1951. Nationwide offers a variety of car insurance plans with different coverage levels, benefits, and prices. Nationwide is an excellent choice for car insurance as it has good customer service ratings and is one of the cheapest options available. 

Nationwide offers discounts for drivers who have taken driver's education courses or completed a driver's safety course. They also offer discounts if you have taken a defensive driving course or received safety training from their organization. 

To find out more about Nationwide's rates and availability near you, take a few moments to call their phone number or click on their website link below.

9) Car Insurance : Liberty Mutual

Liberty Mutual is a great option for people who are looking for cheap auto insurance, car insurance quotes, and Car Insurance. They have been around since 1937 and are one of the oldest providers on the market. They also offer competitive rates and have excellent customer service. As one of America's largest auto insurers with more than $100 billion in assets, Liberty Mutual is able to provide low-cost coverage to drivers across the country. They also give back by donating $600 million each year to help their communities become safer places.

Liberty Mutual offers competitive rates, excellent customer service, and an opportunity for drivers across the country to get a great deal on car insurance quotes.

10) Car Insurance : Safeco

If you're shopping for cheap auto insurance, you'll want to compare car insurance quotes from a variety of different providers. The best way is to log on and do an online search. Remember, the more quotes you get, the better idea you'll have about rates for your area. Safeco offers cheap auto insurance with low-cost premiums and features like coverage for medical expenses in case of injury from a car accident that are available as an optional add-on. Get a free quote today!

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